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How COVID Revealed The Truth About Super Liquidy Risk

Most Australians remember 2020 for the obvious things; lockdowns, toilet‑paper battles, banana‑bread epidemics. But behind all that chaos, something far more important was cracking under pressure, the superannuation system itself. While everyone was stuck at home baking sourdough, super funds were quietly being pushed into the biggest cash scramble in their history. Money was flying

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Dodgy salesman pitching a bogus superannuation coin car to a concerned family, highlighting misleading 10-year super averages.

The Super Performance Lie: Why 10 Year Averages Don’t Tell You Anything Real (yes I am calling it out – Andrea style)

Most of us do the same thing every year. We open the super statement, we squint at the fine print, and we scroll straight to the one line we actually understand: “10-year average return around 7 to 8 percent.” And we sigh a bit of relief. “Oh good. I’m fine. I can sleep tonight.” But

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