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Most Australians think that because they have been paying into super for decades they are automatically moving toward a comfortable retirement. They see a number on their statement. They nod. They think “She’ll be right. Surely it will be fine.” Alright here is what that really means. No. Absolutely not. Because here is the truth […]

Most Australians hear the idea of property inside super and instantly picture something complicated or risky or unusual.They imagine it as some exotic strategy that belongs on a finance podcast. Let me translate this misconception. No. Absolutely not. You are already investing in property through your super.You just do not own any of it.And that

Most Australians think their super is being quietly looked after by sensible people with neat hair and steady hands. You picture a team in a glass building making smart moves on your behalf. Let me translate this imagination. No. Absolutely not. Behind the scenes there is a lot of money moving around and not all

Your Super Isn’t As Safe As You Think — And The Evidence Is Stacking Up Most people in Australia walk around with this unconscious belief that their superannuation is basically a steel vault; locked, protected, “professionally managed,” and guaranteed to be there when they retire. But if you scratch beneath the surface, the story gets

Most Australians remember 2020 for the obvious things; lockdowns, toilet‑paper battles, banana‑bread epidemics. But behind all that chaos, something far more important was cracking under pressure, the superannuation system itself. While everyone was stuck at home baking sourdough, super funds were quietly being pushed into the biggest cash scramble in their history. Money was flying

Most Australians heading toward retirement are living in a strange financial illusion. On paper they look wealthy. In reality they are counting coins at Woolworths. You know exactly the scene. You are sitting in a house that has climbed to a value you never imagined when you first bought it. Friends tell you that you

Most of us do the same thing every year. We open the super statement, we squint at the fine print, and we scroll straight to the one line we actually understand: “10-year average return around 7 to 8 percent.” And we sigh a bit of relief. “Oh good. I’m fine. I can sleep tonight.” But